Terms & Conditions

Last Updated: November 2025

Table of Contents

1. Acceptance of Terms

By accessing or using InsureHint.com (“we,” “our,” “us”), you agree to be bound by these Terms & Conditions and all applicable laws. If you do not agree, please stop using this website immediately.

2. Use of the Website

You agree to use this site only for lawful purposes and in a manner that does not infringe on the rights of others or restrict their use and enjoyment of the website.
You must not:

Copy, modify, or distribute our content without permission.
Attempt to disrupt or damage the website or its security.
Use automated tools (bots, scrapers) to collect data.

3. Intellectual Property Rights

All content on InsureHint.com—including text, graphics, logos, images, and layout—is protected by copyright, trademark, and other intellectual-property laws.
You may not reproduce or redistribute any material without our written consent.

4. Information Disclaimer

All content on InsureHint.com is provided for informational and educational purposes only.
We make reasonable efforts to ensure accuracy, but we do not guarantee completeness, reliability, or suitability of any content.
You are solely responsible for decisions made based on the information on this site.

5. Affiliate Disclosure

Some links on this site are affiliate links. If you click and purchase through these links, we may earn a commission at no additional cost to you.
Our editorial opinions remain independent and unbiased.

6. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for their content, availability, or privacy practices.
Use of third-party websites is at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, InsureHint.com, its owners, affiliates, and team members shall not be liable for:

Direct, indirect, or consequential damages arising from use of this site.
Errors, omissions, or interruptions in service.
Loss of data, revenue, or profits resulting from use of any content or links.

8. Indemnification

You agree to defend, indemnify, and hold harmless InsureHint.com, its affiliates, and partners from any claims, liabilities, or expenses arising from your use of the site, violation of these Terms, or infringement of any rights.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which outlines how we collect and protect your personal data.

10. Termination

We reserve the right to suspend or terminate your access to the website at any time, without notice, if you violate these Terms & Conditions or engage in harmful activity.

11. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the United States and European Union (GDPR principles), without regard to conflict-of-law provisions.

12. Changes to Terms

We may update or modify these Terms at any time. All changes will be posted on this page with the updated effective date. Continued use of the website after updates means you accept the revised Terms.